Who We Are

Pinetree Financial was founded by Robert Shopneck in 1985 and has been based in Denver, Colorado since its founding.  Pinetree is a private real estate secured lender that has the ability to cut red tape and close loans very quickly, in some cases within 24 hours or less.  Although the majority of our business is located  up and down the front range, we fund deals throughout the entire state of Colorado (we do not lend out of state). We service our loans from loan application to pay off and we keep all of our loans in our own portfolio, so we can be flexible to meet your needs. Pinetree takes pride in our customer service and take great satisfaction that we have borrowers that come back to us year after year with their real estate deals, because they know that we provide a fast, honest and transparent loan process and regardless of deal volume our borrowers know Pinetree has the capacity to close their loan. 

Pinetree Real Estate Financial Group in Denver Colorado is a family office.  From start to finish you will work with the same people:

Our Team

 Andy Shopneck– Is a Principal, underwriter and closer for Pinetree, he is also a Colorado native and Regis Jesuit high school alum.  Andy graduated from Connecticut College and received his J.D. from the University Of Denver Sturm College Of Law. From 2008-2013 Andy worked as a deputy district attorney for Denver.  Andy began to work with Pinetree in 2013 and has brought his problem solving, honesty, and hard work with him. 


Chris Shopneck– Is a principal, loan officer and underwriter for Pinetree, he is also a Colorado native and a Denver East and Colorado College alum.  In 2008 Chris became a real estate agent and began to work at Pinetree, having started in a recession Chris brings a unique perspective to the challenges and opportunities in a down market and in a booming market that has benefited our borrowers in their various real estate pursuits. 

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Pinetree Financial Partners looks forward to serving you. 

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Get to know Pinetree Financial Partners Strategies and Plans

Strategic Partners

Besides our individual borrowers, Pinetree Financial Partners works with a wide array of parties to bring about the origination of loans.  One of our mainstays for procuring loans is working with mortgage companies who have not been able to place their loan with conventional sources. 

Mortgage brokers have a long tradition of being welcomed by Pinetree and being paid for their services upon the closing of their client’s loan. 

Local banks have worked with Pinetree for over twenty years.  Many times the bank will want to place a loan for a customer without having to worry about losing a deposit relationship. 

Real estate agents, looking for a quick source of funds to close an investor sales transaction, are also another source for loan closings.

Our past or current borrowers are also one of our best partners.  Whether to do another loan with Pinetree, or to refer a friend or family member, we appreciate their loyalty and trust working with Pinetree Financial.

Privacy Policy

Pinetree Financial Partners Group knows that the privacy of the personal information we receive about you is important to you and to us.  We understand that you trust us to protect the confidentiality of that information.  This notice informs you of our privacy policy and describes how we treat the information that we receive about you.

We collect non-public information about you from the following sources:

  • Information we receive from you on applications or other forms.
  • Information about your transactions with us or others.
  • Information we receive from a consumer reporting agency.

When you pay off your loan or become an inactive customer, we will adhere to the privacy practice as described in this notice and not share this information with anyone outside of Pinetree Financial Partners.  We restrict access to your personal and account information to those employees who need to know that information.  We maintain physical and procedural safeguards to guard your personal information.

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We do not disclose any non-public information about you to anyone, unless you ask us to do so.

If you have any questions, regarding our privacy policy, please contact us at (303) 331-0133.

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